Wayne's Take

Tag: Consumer Rights

  • Trade Penalties or Neighborhood Dues?

    “How Tariffs Hold Mexico & Canada Accountable Like HOA Fines”

    In communities across America, homeowners’ associations (HOAs) enforce rules to maintain order and safety. If a homeowner neglects their responsibilities—failing to maintain their property or allowing hazards to persist—the HOA steps in with fines. These fines aren’t arbitrary; they are meant to encourage compliance for the collective good of the neighborhood. Similarly, tariffs imposed by the U.S. on Mexico and Canada serve as economic penalties for failing to uphold border security, a shared responsibility that affects all of North America.

    Why Neighboring Countries Must Support One Another

    Borders are not just political lines on a map; they are critical zones that require cooperation to ensure safety and economic stability. When one country neglects its responsibility to control crime, drug trafficking, and illegal crossings, the consequences spill over into neighboring nations.

    For the United States, the influx of illicit drugs and criminal elements crossing from Mexico, as well as security lapses from Canada, poses a direct threat to American communities. Just as an HOA holds residents accountable for maintaining the safety and appeal of the neighborhood, tariffs serve as a mechanism to pressure neighboring nations into acting responsibly. The expectation is not unreasonable—if Mexico and Canada want the benefits of trade with the U.S., they must also take an active role in border security.

    A History of North American Cooperation on Border Security

    Despite current challenges, history shows that when the U.S., Mexico, and Canada work together, the results benefit all three nations.

    1. Post-9/11 Security Measures – After the September 11 attacks, the three countries collaborated through agreements like the Smart Border Declaration (2001) to enhance security while facilitating trade. These measures demonstrated that balancing security with economic growth is possible when nations cooperate.
    2. The Merida Initiative (2008) – This partnership between the U.S. and Mexico allocated funding and resources to combat organized crime and drug trafficking. By working together, both countries saw reductions in cartel-related violence and drug smuggling at various points in time.
    3. The Canada-U.S. Safe Third Country Agreement – Designed to manage refugee flows, this agreement illustrates how structured policies between neighbors can create order and security without impeding trade or economic stability.

    These examples show that when nations take shared security seriously, they can create ripple effects of positive outcomes. Conversely, when cooperation breaks down, crime and instability rise, just as a neglected home in a neighborhood can bring down property values and safety for everyone.

    If America’s borders are not secured and our border patrol does not have the support of our neighbors, well for lack of a better analogy, “There goes the neighborhood!”

    The Positive Outcomes of Working Together

    If Mexico and Canada take stronger action to curb illegal crossings, drug trafficking, and criminal activity at the borders, the benefits would be significant:

    • Reduced Drug Flow into the U.S. – A more secure border means fewer fentanyl-related deaths and less cartel influence.
    • Economic Growth and Stability – Stronger security allows for safer and more predictable trade, benefiting businesses and consumers.
    • Better Diplomatic Relations – Cooperation strengthens North American unity, making it easier to negotiate trade agreements and other beneficial policies in the future.
    • Lower Enforcement Costs – A secure border reduces the strain on U.S. law enforcement and border patrol, allowing taxpayer dollars to be allocated elsewhere.

    Tariffs: America’s HOA Fine for Negligence

    Tariffs often seem like a complicated economic tool, but in reality, they are a straightforward concept: they are financial consequences imposed to correct undesirable behavior. When a country imposes tariffs on another, it’s akin to an HOA issuing fines to a homeowner who refuses to maintain their property.

    • Tariffs incentivize action – Just as a fine compels a homeowner to fix a broken fence or clear hazardous debris, tariffs push nations to prioritize border security.
    • Tariffs are reciprocal – Mexico and Canada already impose tariffs on American goods, just as HOAs charge dues and fines to all members, not just specific residents.
    • Tariffs fund enforcement efforts – The revenue generated from tariffs can be reinvested into border security initiatives, making it a self-sustaining mechanism.

    Media Misrepresentation and the Political Narrative

    Legacy media outlets often frame tariffs as aggressive economic warfare rather than as reasonable consequences for inaction. In the case of President Trump’s tariff proposals, the media paints them as reckless and harmful to trade. However, when examined through the lens of common sense and reciprocity, tariffs emerge as a necessary tool to enforce responsibility. If the U.S. would be expected to step up its border security if the roles were reversed, then Mexico and Canada should be held to the same standard.

    Conclusion

    Just as an HOA fine isn’t about punishing homeowners but about maintaining the safety and well-being of the neighborhood, tariffs are not about economic hostility—they are about ensuring that all parties fulfill their responsibilities. If Mexico and Canada want to enjoy the benefits of free trade with the U.S., they must also contribute to securing the North American region. Cooperation, accountability, and shared responsibility are the foundation of a safe and prosperous neighborhood—whether in a local community or across international borders.

    As the President of my neighborhood HOA for over a decade, I can relate to how HOA fines and dues are not always met with a positive mindset by all residents. However, it is important to recognize the crucial role that security plays in our neighborhoods, just as it does at our national borders.

    Consider this scenario: If you live in a gated community, the developer installed walls and gates as an added measure of security. You purchased your home with the expectation that these security features would protect you and your family from intruders, criminals, and vandals. The front gate and guardhouse serve a critical function, ensuring that guests, workers, prospective buyers, and visitors enter through a monitored point, keeping your community safe.

    Now, think of our nation’s border walls and points of entry in the same way. Just as you wouldn’t expect—or welcome—people climbing over your fence, trespassing in your backyard, or sneaking into your community, you shouldn’t expect or welcome individuals who enter our country illegally, bypassing legal entry points.

    Common sense tells us that if someone is willing to break the law to enter a country they wish to live in—despite legal processes being available—it raises concerns about their intentions and trustworthiness. That’s certainly not the best way to establish a positive new neighborly relationship, is it?

  • Unlock Your Hidden Wealth

    Unlock Your Hidden Wealth: A Guide to Finding Lost Money

    LostMoney,com the original and official site for unclaimed property recovery since 1996

    Did you know billions of dollars in lost money are sitting untouched, waiting for their rightful owners? Whether it’s forgotten bank accounts, uncashed checks, or security deposits, this hidden treasure could belong to you. Here’s how to claim it:

    Start Your Search

    Begin by gathering personal details like your name, social security number, and past addresses. These help trace any lost assets tied to you.

    Dive Deeper

    Look for old account numbers, employer details, or insurance policies that may hold forgotten assets. Each state holds lost property, and you can search for it through official state or national databases.

    To search for lost money from relatives, follow these steps:

    1. Search by Location: Start by searching for the state where your relative lived, followed by the term “lost money.” You’ll find official websites where you can begin your search.For example, if your relative lived in Ohio, you can look for Ohio’s lost property database.
    2. Enter Details: You’ll need to input some basic information about the person, such as their name, city, business, or zip code. Any lost money associated with that information will show up.
    3. Submit a Claim: If your state offers online claims, you can directly submit a claim. If not, you may need to fill out paperwork. Keep in mind that you’ll need to prove your connection, especially if the person is deceased.

    Reclaiming Your Property

    Lost money can come in many forms: from old bank accounts and uncashed checks to stock certificates, utility deposits, or insurance policies. When an institution cannot locate the rightful owner, these funds are handed over to the state or federal government, waiting for you to claim them. If you’re claiming on behalf of a deceased relative, you will need to provide proof of relationship to make the claim.

    Confirmation Email and Proof of Identity

    Once you file a claim, you’ll receive a confirmation email outlining the next steps. For instance, you might need to upload documents to prove your identity and connection to the lost money. This often includes government-issued ID, proof of address, Social Security number, and legal documents (such as death certificates or wills).

    Protect Yourself

    Avoid third-party services charging fees for locating lost money. Instead, rely on official state or federal websites or avail yourself of the free consumer reports and search assistance at LostMoney.com. Always double-check any online resource before sharing sensitive information. A good example of this is the only entity that needs your social security number will be the holder/trustee that actually has the money/accounts you can claim. A search firm does not need your SSN to achieve success for you.

    Conclusion

    While you may not become a millionaire, reclaiming lost money is a simple way to uncover forgotten assets. Take a few minutes to start your search and see if you have hidden treasure waiting for you.

  • A Picture is Worth a Thousand Words

    A thousand words can’t not come close to express our feelings over the injustice and attacks upon former President Donald J Trump.

    Today, July 13th, 2024, the nation witnessed a moment of unparalleled resilience and defiance. Former President Donald Trump, delivering a stirring speech at a campaign rally in Pennsylvania attended by thousands of supporters, became the target of an assassination attempt. The crowd’s fervor and the rally’s energetic atmosphere were shattered as multiple shots rang out. In a split second, the President grabbed the side of his head, where he had been grazed by a bullet/or shattered glass from his protection shield, in the ear. The photograph that emerged from this harrowing incident captures a scene that will undoubtedly be etched in history—a defiant leader, fist raised, surrounded by Secret Service agents, with the American flag waving majestically in the background.

    The image of President Trump, standing resolute in the face of an assassination attempt, sends a powerful message. It is a testament to his unyielding spirit and his unshakeable commitment to the ideals of freedom and democracy. In that moment, as he pumped his fist in the air, Trump embodied the rallying cry of “FIGHT FIGHT FIGHT,” a call to action for all Americans to stand firm against the forces of evil that seek to undermine the nation’s core values.

    The rally, held in a large open venue, was brimming with patriotic fervor. Supporters waved flags, chanted slogans, and displayed banners expressing their unwavering support for the former President. The atmosphere was electric, filled with hope and determination. Yet, in an instant, the joyous occasion turned into a scene of chaos and fear as the shots echoed through the air.

    Despite the sudden attack, President Trump remained undeterred. The photograph captures his steely determination and his refusal to be cowed by threats to his life. It is a vivid portrayal of a leader who, even in the face of mortal danger, stood tall and inspired those around him. This image, more than any words could convey, symbolizes the fight against tyranny and the struggle to uphold the nation’s freedoms.

    Tragically, the attack claimed the life of a true patriot in the crowd. A supporter, whose identity has not yet been released, was killed by the gunman. Two other individuals were injured and taken to the hospital. The loss of life is a somber reminder of the very real threats faced by those who stand up for their beliefs and support their leaders.

    The would-be assassin was seen by witnesses in the crowd performing a military crawl maneuver on a rooftop next to the rally. These witnesses reportedly advised law enforcement minutes before the shots were fired, yet no action appeared to have been taken to protect the President. This lapse in security will certainly be investigated. The Secret Service reportedly shot and killed the shooter. Authorities are conducting a thorough investigation to uncover the details surrounding the attack. What is clear, however, is that this was an act of evil, an attempt to sow fear and chaos in the heart of American democracy.

    President Trump has yet to make a statement following the attack. His supporters and Americans across the nation await his words, knowing that his resolve remains unshaken. His future statements, like the photograph, are expected to resonate deeply with his supporters and with Americans across the nation.

    I truly believe, “The WAR is on,” as many of his supporters have also declared, emphasizing the ongoing battle between good and evil in the country. We speak of the forces that seek to control lives, undermine freedoms, and dismantle the American way of life. I assert, this attack, was a desperate attempt by these forces to maintain their grip on power. But, I assured the nation, America will prevail. The spirit of true Americans, embodied in the resilience shown by the President himself, will never be crushed.

    The photograph of President Trump, fist raised in defiance, will undoubtedly go down in history as a symbol of the nation’s resolve. It captures a moment of profound significance, a visual representation of the determination and dedication that define the American spirit. This image is not just worth a thousand words; it is a testament to the enduring fight for freedom and the unwavering belief in the nation’s ideals.

    As the investigation gets underway and more details emerge, the nation remains united in its resolve. The attack has only strengthened the resolve of those who stand for freedom and justice. The photograph of President Trump will serve as a reminder of this resolve, a beacon of hope in the ongoing struggle against tyranny.

    In conclusion, the events of today, July 13th, 2024, have left an indelible mark on the nation. The image of President Trump, standing defiant in the face of an assassination attempt, will be remembered as a powerful symbol of the fight for freedom. It encapsulates the spirit of resilience and determination that defines America. As the nation moves forward, mourning the loss of a precious life today, this photograph will serve as a rallying point, a visual testament to the unwavering commitment to the ideals that make America great. Indeed, a picture is worth a thousand words, and these thousand are mine as I pray over the protection of President Trump this day and each day forward, and as I pray for the soul lost and over their family as they grieve their loss.

  • They Should Learn From the Past!

    It appears the EVIL within, and controlling, our Government is doubling down.

    A former President of the United States of America has been convicted of 34 crimes. Not crimes of murder, or of treason, or of crimes described within the RICO Act, but of crimes of “bookkeeping errors” related to transactions that were determined by more authoritative law enforcement organizations as being not indictable, nor of any public concern or interest by the justice system. The politically driven case against former President Donald Trump, by a prosecutor who ran a campaign to find a crime against Trump, by a judge who has expressed his disdain for the former President and whose support both individually and through family to Trump’s political opponents could very well reach into the millions, has yielded two distinct results. First, an over turnable conviction by the Supreme Court, and second, the largest landslide of financial and voter support ever reported in recent times. Truly unfortunate lessons have been delivered in history. Such as the Japanese after Pearl Harbor… “Afraid all we have done is awaken a sleeping giant.” Well, here is today’s lesson to the Democrats and to their “evil” puppeteers. You just moved millions of votes from the Biden ticket to Trump. You moved millions, if not well over $100 million is financial support, donations, to ensure President Trump wins in November. Need proof?!?!?

    Miriam Adelson, the wife of the late billionaire Sheldon Adelson, has reportedly pledged to spend more than $100 million to support former President Donald Trump in the upcoming general election after staying neutral in the Republican presidential primaries this year. 

    Here is the reality. With dozens of prominent Democrats, leaders in the field of law, media and politics all reporting publicly that the case against Trump had no merit, was a mistake, it should have never been submitted to a court, it had little to zero chance of being affirmed by the Supreme Court which is exactly where it is headed, the result is the puppeteers are now looking at the biggest landslide election ever for Trump.

    More over from that….. we are looking at a massive movement to JUST SAY NO to the offers by the evil doers and supporters. Every major business supporting those attacking our Republic, our Rights and our Freedom will soon see their sales and profits disappear before their eyes as 100+ million consumers/buyers walk their last shopping aisle with them.

    We are seeing the revolution right before our eyes. Good against Evil. Right against the Left. Red against the Blue. All I can say is this. If you are not a child of God then maybe you should make yourself familiar with this scripture. Proverbs 29:16 NLT “When the wicked are in authority, sin flourishes, but the godly will live to see their downfall. “

  • 40 Days and Nights

    I didn’t get 40 Days and Nights, as Moses, Elijah & Jesus did… yet I got more than Paul’s 3 days!

    And I feel pretty blessed to have had 11 days away from the major stresses of work, community building, masterminding, planning, and basically the day-to-day feeling of overwhelm. I turned off my phones, cancelled appointments, meetings, and business events. Did I escape everything on my plate? No! I had two major investigative client projects that I needed to regroup on. I had several birthday celebrations, from my granddaughter’s 3rd birthday to one of my oldest and dearest friend’s 81st birthday. I got to attend one of the most enjoyable weddings ‘Polynesian style’, and even spend time with my grandkids on another night. There is a point to my story here, and why you are reading this, so stay with me! 🙂

    To each of you reading this. “Many are CALLED, but few are chosen!” This parable illustrates that many people have heard the message, both now and throughout history. However, responding to God’s calling is essential. How can one be called yet not chosen?

    Some individuals hear the gospel message, but Satan, ‘the evil one,’ snatches it away before they can internalize it. Others receive it joyfully but lack deep conviction, abandoning it when faced with life’s conflicts. Still, some hear it but fail to dedicate the necessary time and attention to nurture it. The seed only takes root in those whom God the Father calls and who willingly follow His path. And I am sure you and I are much alike in the fact we rarely, if ever, find 40 days and 40 nights alone with God to nurture our calling, or even find a clear and convincing step by step guide to lead us along the way. Paul was blinded for 3 days after his encounter with God, and he spent those days fasting and praying for instructions. Through Paul’s example, the take away is this… Some of us must be physically blinded before we can truly see!

    How many of us were blinded during the pandemic? How many of us were lied to and allowed those lies to snatch away the truth and life we’ve been so blessed to receive? I find a huge irony in the correlation between Genesis 3:3-5, and the safe and effective announcements by government employees, such as those by Anthony Fauci, which echoed the words of the serpent in the Garden of Eden: ‘You will not die!’ The end result between these two historical events, ‘Eat the Fruit’ and ‘Take the Shot’ may very well end up being one in the same. A very painful future for man.

    Why did I need these 11 days to renew my sense of direction and strength? Because like you, I have my breaking point. And, I was losing track of my purpose and missing some of the more important details that I felt God was leaving out of our conversations. Of course being the “flawed” party to the conversations, I am very confident that any confusion or missing elements were based 100% from my human side.

    So what happened during these 11 days? I got my strength back, I was filled with His peace throughout, and I was given more details of that which is to come. I refrain from referring to the following as being 100% prophetic words; rather, they are simply words of guidance and warning. If you are not already feeling the disturbance within our country, our world, then you are most likely not whom this message is meant for. However, if you are feeling it, in the very essence of who you are and potentially down to a cellular level, then this message is definitely for you.

    2024 is it! This is a turning point for the world. As a Child of God, and one of His warriors, I truly believe NO ONE on earth knows of the date in which Jesus returns. So, this is NOT an END OF TIMES statement. This is a hang on tight folks, the ride may get a little bumpy from here on out. And I speak to you as someone in the know, with experience, as well as some very strong insights spiritually. The corruption runs from the base level of local school boards and State government, to the highest public offices in the land. We are witnessing first hand the results of the corruption within our justice system and the Administration in Washington D.C., we are being overrun in major cities across the country by illegal aliens and foreign terrorist/military actors. Those in control of our government, and thus our lives, have an agenda which is 180% away from that which you and I expect as a citizens of a Republic and Free Nation. Well over 100 million of our citizens have been poisoned, and we are seeing the increase in all cause mortality in every state across our great nation.

    I believe I received an answer, or solution, to counter much of the pain and suffering we are headed for in America, which by the way… if America falls, so goes the world. America is the glue that holds together the rest of the world, if not for any other reason than that of our U.S. Constitution. If you would like more details, ask! If you have yet to hug your children “grandchildren” today, do so! If you have not stopped to call and tell those closest to you, ‘I love you’, well now’s a good time to do so. Most importantly, and I say this from personal experience, if you have stepped away from a family member, stopped talking to them over the division happening across our nation over health, politics or “covid” conversations, today’s a great day to bring that to an end and reunite!

    I pray for God’s blessing over you and your family. 2024 has three ways to go. Good, Bad or just plain Ugly! Choose wisely.

  • The Cat is Out of the Bag

    The largest Pfizer litigation is headed to a State near you!

    In January 2022 I drafted a Criminal Case Referral against Pfizer, Moderna, Anthony Fauci, et al over their respective participation in the massive fraud and scheme to harm, and even kill, millions upon millions of people around the world. The article on the case file can be found here.

    The country has become divided over the ‘conspiracy’ elements of the pandemic, largely due to the fact that over 100 million Americans embraced the vaccine initiative, while millions of others did not willingly join in. Instead, they were coerced, incentivized, threatened, and subjected to various forms of pressure in order to compel their compliance. Families were divided and literally broke apart with arguments over differences of ‘opinions’ for heaven sake, which I know of personally through battles with my own family. Well my fellow Americans, the Cat is out of the bag.

    As a senior financial investigator, dealing with cases from bank fraud to organized crime activities, the whole pandemic and rush “push” to vaccinate the world just did not set well with me. Yes, I conformed to government shut down requests, I lost business and money hand over fist, while I stood by the government for the first year, then in 2021…. things just felt so wrong and so much like there was a hidden agenda that I had to investigate and see for myself and stop swallowing the media’s and the government’s well crafted propaganda talking points.

    2024 is different. You would think even the federal government and the media would be singing a different tune, yet the CDC is still pushing Americans on how great the mRNA shots are and how it’s booster time. Fortunately for State Attorney Generals like Ken Paxton of Texas, we are seeing multi-billion dollar legal actions filed against Pfizer to start the ball rolling on recovering damages for the loss of our loved ones, for the outrageous damages being incurred through “vaccine injuries”. And today I watched a recent video where a well known practicing MD, who took the mRNA shot herself, gave it to her children and husband, and recommended “administered” it to all her patients, sat in front of a camera and apologize to all those that had warned her about the injuries being caused by the shots. Not just a heartfelt apology, but a medical review and science based analysis of the peer reviewed reporting that is being published around the world.

    The new few years are going to be the worst I think. First will be the millions whose lives are cut short; or simply become another victim of mRNA injuries which will force them into medical care for years of even the rest of their lives. Secondly will come the day of reckoning for the millions upon millions of family members as they face the decision they made, and possibility made for others in their family, to take an experimental drug “protocol” that could potentially change their lives forever. I say potentially, as there appears to be around 30% of those vaccinated that have shown little to no ill affects.

    So let’s get my disclaimer out of the way. 1) I am an investigator and health/wellness researcher, I am NOT a doctor or scientist with any form of degree covering the medical aspects of Covid, the Pandemic, or the mRNA injections created by Pfizer, Moderna and others. So I am providing my readers with the content here as my thoughts only. And, I highly recommend you as a reader, investigate, research and make an educated decision as to the accuracy of the content. To this end, I am providing you with links to papers, studies, reports, peer reviewed content by some of the most prominent medical doctors, scientists and experts in the world. I trust their opinions and their findings. Here is a link to the “Numbers Do Not Add Up” at the bottom of that article you will find great references to doctors and government leaders working to bring the truth to the public.

    2) Why do so many of those that have been vaccinated show no signs of adverse reaction? Placebo?!? Fortunately for the world today, there is a very widely tracked database covering adverse reactions to the mRNA shots. You can actually type in the “batch” number and see the percentage of reported injuries, keeping in mind the large under reported % of injuries, this is an eye opening search for sure. Some batches have little adverse reactions, while other batches are extremely high, including disabilities and death. As we enter year 3 of the shots, the world is seeing a massive uptick in all cause mortality, with cancer, heart disease and auto-immune related illnesses increasing by 100, 500 and even 1000%. So the disclaimer here is this. The jury is still out as to the long term affect the mRNA shots, whether everyone receiving the shots will have negative side affects, and how all this will play out legally for Pfizer and the other companies and individuals that used their positions/power to manipulate the population of the world into subjecting themselves to this experiment.

    Now let’s address the litigation aspect of all this.

    The first thing most everyone thinks about is the very detailed ‘can’t sue Pfizer, et al.’ since the US Government gave them a hold harmless and indemnification agreement. While it is true an indemnification agreement was provided to the manufacturers of the ‘Covid mRNA shots,’ it is also true that such indemnification does not, during court and jury decision time, include acts which were fraudulent and/or designed to harm (kill) people. This is why TX AG Ken Paxton has been successful in filing a consumer-based action against Pfizer. See the link below for details. In the Criminal Case Referral letter I drafted to various State Governors and Attorneys General in January 2022, I specifically relied upon the RICO statutes as the legal authority to pursue the proposed Defendants I had included. For decades we have used the RICO statutes to stop organized crime in its tracks through the strength of its authority to freeze the assets of all those involved.

    Now that the cat is out of the bag and everything within my letter has been validated, reaffirmed, and greatly expanded upon by leading experts in the fields of medical, legal, and science, I believe and have hope that we can now seek damages from all entities, groups, organizations, and individuals that knowingly participated in this mass deception and organized criminal activity against all of humanity. Until then, we must reunite our families and communities and strive for answers to the questions left unanswered. One of these questions, which Dr. Annette Bosworth MD so aptly put when speaking of trusting vaccines, is ‘How long will it take for the world to trust, that I will trust, what they are saying?’ Personally, I wish to expand upon that thought. Over 20 years ago, I conducted an investigation into the FDA and the Weight Loss industry and discovered what I felt was one of the most corrupt public institutions at the time.

    We now have more than sufficient evidence and reasonable cause to question the intentions and integrity of organizations such as the FDA, the CDC, the NIAID, WEF, and WHO. Trusting, without questioning or holding accountable, any of these organizations certainly is no longer a given option. In my humble opinion, we must take our health, our lives, and our overall wellness back under our control and decision-making processes and go back to basics when it comes to staying healthy. Natural Foods vs. Processed or Chemically Manufactured ~ Exercise vs. Video Games ~ In-Person Interaction vs. Social Media ~ Integrative Medicine vs. Western Medicine ~ Supplementation with Herbs and Vitamins vs. Pharmaceuticals ~ Meditation and Prayer vs. Binge Movie Watching

    Stay healthy, my friends, and enjoy and protect the freedoms and rights which are God-given.

    LINKS you may find helpful. TEXAS AG SUES PFIZER ~ TEXAS INVESTIGATION INTO GAIN OF FUNCTION RESEARCH

    VIDEOS: Doctor Boz Apology ~ Doctor Boz Peer Reviewed Analysis

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    Last updated: April 17th 2024

  • The Numbers Simply Do Not Add Up!

    As an investigator with decades of experience in statistical data and analysis, particularly in actuarial tables, I’ve consistently examined what’s considered normal versus abnormal. In mid-2021, following a business meeting in Las Vegas, I posed a straightforward question to those present: “Do any of you know someone who has died recently or fallen seriously ill after receiving the vaccination?” Astonishingly, 5 out of 6 individuals responded affirmatively. Further probing revealed that 3 out of those 5 knew multiple affected individuals. I pointed out to them that according to government data and insurance actuarial tables, their experiences were statistically impossible.

    Fast forward to 2024, within my small complex of eight town homes, unsettling events have unfolded. One of the owners, a healthy 45-year-old male, passed away last month due to a heart attack shortly after receiving a booster shot. Additionally, another resident, a previously healthy 49-year-old woman who had purchased her home a year prior, was diagnosed with cancer. This incidence, coupled with my 58-year-old physically fit and active next-door neighbor requiring heart surgery in 2022, raises profound questions. While cancer and heart disease remain leading causes of death in America, the consistent percentages of these occurrences over the years, primarily affecting the older population, have been notable. However, recent events challenge this trend.

    The likelihood of two younger adults with no prior health issues, alongside a physically robust 58-year-old, experiencing serious illness or death within a two-year span among a group of only eight individuals is extraordinarily low. Yet, across America, we witness staggering increases in heart disease, cancer cases, sudden deaths, and illnesses that defy comprehension.

    As an investigator who has handled cases against the FDA, I am left with one undeniable conclusion. I share these observations to encourage those who may have uncritically accepted prevailing narratives to reconsider their perspectives in this intricate reality we inhabit today.

    Another deeply disturbing aspect arising from the pandemic is the mistreatment and near criminal persecution of medical experts, professionals, and scientists worldwide who swiftly took action to safeguard their patients and preserve lives by devising protocols to combat the COVID-19 virus. Drawing upon their decades of experience, rigorous training, and extensive knowledge, they diligently worked to stem the tide of fatalities within their communities, only to face a barrage of ridicule and assaults from federal agencies, including the FDA, CDC, WEF, WHO, and local politicians. Many of these esteemed doctors and professionals saw their licenses revoked and their financial and reputational standings decimated, victimized by both media sensationalism and governmental overreach.

    Today, as the truth regarding the coronavirus, the pandemic response, government-imposed lockdowns, mask mandates, and the efficacy of vaccines gradually emerges, these courageous doctors, medical professionals, and scientists are beginning to receive the vindication they deserve. However, this vindication is unfolding at a sluggish pace and remains incomplete, particularly since mainstream media, steeped in traditional paradigms, continues to drag its feet in acknowledging any wrongdoing or complicity in tarnishing the lives and reputations of thousands of health and wellness professionals who were, in fact, instrumental in saving lives.

    As a consumer advocate, my primary objective is to empower the millions of consumers who have placed their trust in me over the last two decades to navigate the challenges of government overreach. It is through the process of learning, carefully examining and analyzing the facts as they are presented, that we can all make informed decisions regarding crucial matters that can profoundly impact not only our own lives but also those of our children and grandchildren. To this end, I am adding links below to information, testimonies, and research which I truly believe everyone, every American, needs to know. I know if you take the time to read through the materials, watch the videos and pray over how you should respond in protection of your live, liberty and health, that we may be able to avoid another incident or chain of events as we just experienced over the past 4 years. The individuals I would like to acknowledge here for their outstanding work, efforts and bravery in the light of the opposition they faced over the past 4 years include, and certainly not limited to: Dr Peter McCullough MD, Senator Ron Johnson, Edward Dowd, Dr. Robert Malone, MD, Robert F Kennedy Jr Dr. Pierre Kory

    Stay safe, Healthy and may God bless you and your family in the years to come.

    Wayne Warrington, Your Consumer Advocate

    Excessive Deaths Sen. Ron Johnson – Hearings Dr. Peter McCullough Covid Treatment

  • No Place To Go

    No Place To Go

    If America falls, we have no place to go!

    For decades, people from around the world have sought refuge in America for the most fundamental reason of all: freedom. The unparalleled freedom and protection of rights afforded by the U.S. Constitution have drawn individuals seeking a haven where mutual respect and an unwavering commitment to human rights prevail. Nowhere else on Earth can one find a nation so deeply rooted in the principles of liberty and justice.

    I recently delved into a documentary titled “The Great Awakening,” a profound exploration that reshaped my perspective on America’s journey. My love for this country, its people, and the values instilled by my parents over my 60+ years here has deepened. The foundation of these values rests upon our relationship with God and the sacrifices of previous generations who fought for the freedoms we hold dear.

    The Great Awakening

    However, today we face an imminent threat. America is under siege by communist ideals, hidden agendas, and a pervasive infiltration of bad actors intent on internal destruction. From local school boards to the highest echelons of government, the essence of Good vs. Evil has permeated every facet of our nation. Immigrant citizens, who escaped oppression from communist or socialist regimes, have echoed a chilling warning: if America succumbs to a socialistic/communistic/totalitarian future, the world itself will falter, for we have no alternative refuge.

    My call to action is a plea to my fellow Americans, my brothers and sisters, neighbors, family, and friends. Stand today to safeguard the American dream, the very essence of the freedoms and rights that have made America the greatest nation on Earth. Together, let us ensure that future generations can continue to experience the peace, freedoms, and love for this great land that we hold dear.

  • It is Time…

    It is Time…

    On January 21st, 2022, following a six-month-long investigation, I composed a criminal case referral letter addressed to various State Attorneys General (AG) and Governors. The basis of the case referral rested on well-documented violations of the Federal RICO Statutes by a myriad of individuals and entities. Despite the extensive documentation and efforts, in many states, the letter seemed to have fallen on deaf ears. While some states acknowledged the receipt of my letter and others had initiated legal actions against the White House to curb mandates related to the Covid-19 vaccination program, they ultimately fell short by not pursuing criminal cases against the perpetrators and participants. This lapse represents a missed opportunity to address what stands as the largest and most elaborate case of organized crime activity ever witnessed in this country.

    Shortly after I drafted the letter, I have discovered several others in the fields of law, research, medical professionals and science were working on similar investigations, or general inquiries. as to potentially illegal activities by the subjects of my investigation. Each of these inquiries or investigations were led by some of the most respected preeminent members of their respective professions, many of whom ended up testifying before congressional committees to help expose the corruption and negative effects of the vaccines.

    So here we are, some 20 months later, with the evidence piling higher and higher each passing month, and the Administrative branch of the Federal Government is talking, suggesting, pushing a plan for another round of vaccinations “shots” upon the population of America, when medical science from around the world has shown the vaccines are injuring millions of people and killings thousands, if not hundreds of thousands of people each month. Sorry Perps, the game is over, the last card played and the curtain has been pulled back to reveal your evil intentions and the cover up by those that have been benefiting financially by the ruse we have been dealing with since March of 2020. It is time we take this to the next level. Let’s start with a Class Action suit against all those involved in the most dangerous experiment on the lives of billions of people around the world, and let’s add to that criminal indictments under the RICO statutes so the ill gotten gains into the hundreds of billions of dollars can be secured to compensate the families of those lost in this battle.

    History does not have to repeat itself if we learn the lesson we were intended to learn in the first place. Yet, as a people, we apparently forgot the lesson from decades ago when we discovered our own government was covering up the injuries and deaths caused by a somewhat similar case of the American people being guinea pigs for medical radiation experiments

    In 1995, the American public was confronted with a chilling revelation as President Bill Clinton, flanked by a somber Presidential task force, took to the podium to apologize for a dark chapter in the nation’s history—the covert radiation experiments conducted on unsuspecting citizens. The gravity of this admission echoed through the years, marking a moment when the government acknowledged the profound betrayal of trust that had transpired. Fast forward to the present day, and history appears to have taken a hauntingly familiar turn. We find ourselves standing on the precipice of another unsettling disclosure, grappling with the repercussions of a colossal and, arguably, even more costly experiment—one that has exacted a staggering toll on millions of lives.

    Over the past few weeks, I received updated documents from Pfizer, the VAERS reporting system and health professionals from around the world. The evidence is clear and the cover up undeniable. Millions of people around the world have been injured, millions have died or now have life threatening illnesses that they may take its toll in the months and few years ahead.

    While there is hope from the scientific community that many of those injured may recover and that treatments are being developed to help support the immune systems of those vaccinated, the bottom line is this: the pandemic, whether planned or simply exploited, was controlled by a small number of people and entities with nothing but evil intentions along the way. All those who profited from the pandemic, the rollout, and mandating of an experimental mRNA injection marketed and promoted as a vaccine that would protect against illness, injury, and even death; halt the spread of the Covid-19 virus; and prevent reinfection, now known to be false claims without scientific or medical documentation, should be held responsible for the injuries and deaths caused by the mRNA shots. Brothers and sisters, this farce must stop, and stop now. This is not some conspiracy theory; this is conspiracy fact! To help educate you on what has transpired here and the potential dangers of taking another one of these experimental shots, I will provide you with the straightforward facts of what is now known to be true and what was fabricated to manipulate the majority of the global population into becoming the subjects of the greatest medical emergency hoaxes of all time.

    When fighting any war, it is best to know your enemy. Well fortunately today we have compiled the resources to at least understand our enemy to some degree, the degree in which we have been attacked. All you need is the BATCH number from your vaccination record, and we can give you a heads up on the reported illnesses and adverse reactions that you MAY be faced with. There are also body scanning technologies and blood tests we can point you to, to understand where you may be in the battle zone. Stay tuned in for more details each week as I provide the evidence of the criminal activity hidden behind the curtain of deception. Contact my office today, via email, to request reports on the research as to identifying long Covid protocols and testing, or to check on your vaccine batch account data for possible adverse reactions.

    Some great eye opening testimonies and reports by leaders in Medicine, Health, Wellness, Science and Law from around the world. Please take the time to become educated, informed and awake as to the facts and truth surrounding the Covid-19 Pandemic, and thus protect yourself, your families and friends from becoming a victim to the largest organized crime event of our lifetime.

    Dr Peter McCullough – Leading the Way to Understanding Covid and the Vaccines

    Dr. John Campbell – One of the most logical and fair minded voices reviewing the pandemic. Moderna paid 400 million to NIH

    Dr Robert Malone ~ One of the creators – inventors in the mRNA vaccine technology. CDC – FDA – BIG PRAMA Conflicts

    Dr John Campbell – WHO Reporting Causal Effect between Covid Vaccine and Multiple Sclerosis

    Army Lt.Col Theresa Long MD – Whistleblower – Full Testimony.

    Airline Pilot’s Association Sues to Stop Vaccine Mandates

  • Money Matters

    “Money Matters: Unveiling Generational Spending Trends and Market Manipulation”

    Generational Differences in Consumer Spending Patterns is a real issue today. And how our markets are being manipulated by three (3) of the largest financial giants in the world, strangely enough which are all controlled by the same people, is even more important as we come to understand the end game they have in mind for us! Remember this statement, “You will own nothing, and be happy!”

    Analyzing the Shifting Trends in Expenditure Habits:

    Consumer spending habits have evolved significantly over time, influenced by changes in technology, economic conditions, and societal values. As different generations coexist in the present-day market, understanding their distinct patterns of expenditure is crucial for businesses and policymakers alike. My research aims to investigate how different generations, including Baby Boomers, Generation X, Millennials, and Generation Z, differ in their approaches to spending money and the underlying factors driving these differences.

    By recognizing and comprehending these generational disparities, organizations can fine-tune their marketing strategies and develop targeted solutions to cater to the specific needs and preferences of each generation.

    Questions we should address:
    1. In what ways do generational differences influence consumer spending patterns?
    2. What are the primary factors that motivate Baby Boomers, Generation X, Millennials, and Generation Z to spend money?
    3. How does the impact of technology on consumer behavior differ among generations?
    4. How do generational experiences (e.g., economic environments, major events) shape spending habits?
    5. Which industries are most affected by the divergent spending behaviors exhibited by different generations?
    6. How can businesses adapt their marketing strategies to accommodate the varying spending habits of different generations?
    7. What are the implications of generational spending differences for policymakers and economic planning?

    Methodology: To achieve a comprehensive understanding of generational differences in spending behavior, a mixed-methods approach will be employed. The research will consist of both quantitative and qualitative analyses, including surveys, interviews, and analysis of secondary data (such as national consumer expenditure surveys and economic reports). A sample population will be drawn from diverse age groups and regions to ensure representation. Expected Findings: Findings from this research endeavor will shed light on the distinct preferences, priorities, and motivations that influence spending patterns across different generations.

    Conclusion: Understanding how different generations move and spend money differently is essential for businesses, economists, and policymakers to adapt their practices effectively. Having answers to these questions will contribute to the growing body of knowledge on consumer behavior, providing actionable insights to enable organizations to develop marketing tactics catering to the diverse needs and preferences of each generation. My hope would be these insights will promote a more inclusive and effective economy that serves the financial interests of all generational cohorts.

    Market Manipulation: Here is where we hit the brick wall as consumers. Understanding the markets based upon generational influences as I outlined above, is for the most part something we have had to deal with for … well… generations. However, market manipulation has for the most part been seen with only a regional or partial impact, or within one industry at a time. Today, virtually every market we purchase from as consumers is being manipulated “controlled” by some very strong International companies. Black Rock, State Street and Vanguard. By some reports, these companies collectively control over 88% of the markets. What they do not directly control is small business, locally owned and consumer/community friendly businesses. However, as with all monopolies, once you own 88%, you really can’t resist buying up, or tearing down, the remaining 12%. Playing the board game “Monopoly” as a young boy, I remember the thrill “objective” of purchasing all the railroads, the Boardwalk and Park Place, along with putting all those houses and hotels on the properties just before those prime pieces of real estate which resulted in becoming the only player left owning anything and everyone else owing me. While this was definitely a thrill as a young boy, I can honestly, at this stage in life, say it is not a sustainable, fair or open marketplace when no one can afford to buy a property, or even rent “land” on one that is owned by someone that can set the rents above anyone’s ability to pay and still remain “happy”.

    One of the markets they are focusing on this year and in 2024 is the single family home market. A part of this single family home market is the very lucrative Airbnb market which was initially founded in 2008 and designed to add income to small home investors, families and the like. Airbnbs are now being pushed into higher regulation and taxation across the country, primarily in “Blue States” and so there are 200,000+ homes in this category that are prime for acquisition in the next 18 months or so. These properties, along with the middle ground homes in the $250k to $450k range are being targeted for corporate inventory which means home ownership will be out of reach for millions of Americans that would normally be buying their first home in the next few years, and former Airbnb owners that counted on that little extra income each year to support their retirement, or even help cover the inflationary added weight on their shoulders…well they will be forced to give up on that dream as well.

    So what happens when the residential real estate market has an extra hundred thousand homes enter the market, when interest rates are climbing and income/credit is declining for the generation of first time home owners? Well you can count on whatever it is, it will be bad news for those prospective buyers and good news for the financial giants buying up all the homes.

    Back to the generational elements we need to address, and keep in mind the above real estate market changes we are about to encounter. Let’s look at the breakdown by each generation and how their spending and investments are defined.

    In the ever-evolving landscape of finance, understanding how different generations manage their money sheds light on societal shifts, economic trends, and the impact of technology. From the frugal traditionalists to the tech-savvy Gen Z, each generation brings a unique approach to spending, saving, and investing.

    1. Traditionalists (born 1928-1945): Background: Growing up during times of economic uncertainty, traditionalists value financial security and stability. Spending Habits:

    • Prefer cash transactions and distrust electronic payments.
    • Tend to be conservative investors, favoring traditional savings accounts and bonds.
    • Emphasize saving for retirement and homeownership.

    2. Baby Boomers (born 1946-1964): Background: Witnessed economic prosperity and social change, influencing their financial outlook. Spending Habits:

    • Often prioritize homeownership and view real estate as a sound investment.
    • Comfortable with credit cards but generally avoid excessive debt.
    • Focused on retirement planning and healthcare expenses.

    3. Generation X (born 1965-1980): Background: Experienced economic downturns and the rise of dual-income households. Spending Habits:

    • Embrace credit cards for convenience but exercise caution to avoid debt.
    • Value experiences and are willing to spend on travel and leisure.
    • Tend to be entrepreneurial and open to diverse investment options.

    4. Millennials (born 1981-1996): Background: Grew up amidst technological advancements and faced the impact of the 2008 financial crisis. Spending Habits:

    • Embrace digital payments and prefer mobile banking apps.
    • Prioritize experiences over possessions, driving the experience economy.
    • Tend to be more open to investment in cryptocurrencies and socially responsible funds.

    5. Generation Z (born 1997-2012): Background: Born into a fully digital world, Gen Z is characterized by tech-savviness and global awareness. Spending Habits:

    • Embrace fintech solutions and are comfortable with cryptocurrencies.
    • Value sustainability and seek brands with ethical practices.
    • Exhibit a strong entrepreneurial spirit, with side hustles and gig economy involvement.

    Summary: While traditionalists prioritize financial security, baby boomers focus on homeownership and retirement. Generation X values experiences and is more open to entrepreneurial ventures. Millennials, influenced by technology and social consciousness, prefer digital payments and sustainable investments. Gen Z, the first true digital natives, embraces fintech and prioritizes ethical consumption.

    Understanding these generational spending trends is crucial for businesses, policymakers, and financial institutions to adapt their strategies to cater to the evolving needs and preferences of each generation. As technology continues to shape the financial landscape, bridging the gap between generations becomes essential for a more inclusive and responsive financial ecosystem. And of course taking into consideration the manipulation of the various markets, such as real estate, by the big three financial giants, which if I forgot to mention 🙂 are really just one ownership of three entities 🙁 , well I think you know where we are headed in 2024. So I do have a suggestion, a recommendation if you will, and it involves a shifting in the generational wealth and maybe the option of NOT selling out to the Big 3! If you would like to explore this option, let’s talk privately.

    Remember my friends… Together we CAN make a difference! God bless and stay safe. Wayne